It’s Mine, All Mine!

So, I “did a thing” in the popular vernacular these days. As of Monday, August 17, 2020, 3 years after purchasing my first home I now OWN it outright – my mortgage is burned and I am completely debt-free! The celebration is, of course, bittersweet.  Mom and Dad had a lot to do with this – the payoff was half my hard-earned savings/half my inheritance from them – plus the mindset to get it done! I would give anything for them to be here but I know they would be proud of their only daughter owning her own home before she turned 50 and making wise long-term financial decisions beginning with my first paycheck some 30 years ago. Although, I did joke with my brother that I paid off my house so I would have a topic for my blog this month!

HOME SWEET HOME!

I will admit to feeling a pang of anxiety and momentarily lost my faculties as the wire went out of my bank account to the mortgage company and I saw my liquid cash drop to a quarter of its value the day before. But those feelings soon subsided as the realization set in that I OWN MY OWN HOME! With the way the world is going, having this peace of mind is everything! I am in complete control of my financial wellbeing – as well as completely responsible for anything and everything that goes wrong with it – namely, the house. (As I was reminded by a friend who chose to sell her home and move into an apartment rather than deal with a mortgage and the headaches of home & yard maintenance.) While I may have lost a bit of my free time and playtime – the freedom I gained in financial security and peace of mind far outweighs the importance of my freedom to quench my wanderlust on a whim.

This past weekend, August 14 to be exact, marked the 7-year anniversary of my move to the Flathead Valley in NW Montana. That I continue to observe and outright celebrate this milestone event in my life shows just what a turning point my decision to uproot my firmly planted prairie feet and move west was in my life. The actual activities of August 14, 2013, were rather commonplace in our shared human story: packing up one’s belongings and striking out for somewhere new. For me, however, that day was the opening sentence of the first chapter of my new very independent life.

SAYING GOODBYE IN 2013

It seems like ages ago, and yet just yesterday, when I stood in the soft morning light of my final sunrise as a resident of Eastern Montana with so many dreams for my future. With all my belongings packed into a small trailer and the back of my Hyundai Santa Fe, I was off on a grand adventure of self-discovery. My eyes may have sparkled with anticipation, and my ever-present smile made it seem like it was the greatest day in my life, but I kept my fear of the unknown that lay before me well concealed with laughter and my hurried loading of the trailer.  I had no idea what the next seven years would have in store for me except for a new job, new relationships, and of course plenty of trail dust.

Looking back at that time with 20/20 hindsight helps put this most uncertain year of 2020 in perspective. While I still have the same great job I moved here for and the mountains still beckon me with the same yodel, the rest of my life unfolded very differently than my original plotline. The love (besides the mountains) that I moved here for turned out not to be the one. My ideas of family get-togethers in the most beautiful part of Montana went unrealized with the deaths of both my parents within a year of each other.

EMBER SHINING BRIGHT

I never imagined buying a home on my own or buying a home with a yard specifically with a dog in mind, nor did I dream I would find yet another Brittany (#5) that would lay claim on my heart and bring as much joy to my life as Ember has so expertly done. Nor did I fathom how much I would need his bright little light accompanying me along the way. Nowhere in my script for my life did I imagine needing an emergency lifesaving infusion of 5 pints of blood or getting married only to have that marriage end a year later. Fulfilling my lifelong dream to become a pastor – albeit via the Lay Pastoral Associate program in MT rather than going to seminary (but who knows!) – and filling my days writing sermons and guiding others in their faith journey was not even on my radar as a possibility that August morning 7 years ago.

I’M OFFICALLY HOLY!

Now, as I gather myself together after forking over so much dough and take stock of the life I have now given a bit more solid foundation, I am grateful to God for most of the unexpected or at least unplanned for adventures and resulting perspectives on life that have come my way the past 7 years. I am thankful for the dark times and the clouds in life (some real dark clouds) that make the good times and brighter days so much more precious. Times that taught me things about myself I would never have learned any other way. I thank God for helping me find my voice and using it to sing away the blues and sing in joyful harmony with others. I thank God for the new friendships I have made and the lasting friendships from back home that have stayed the course across the distance. I thank God, for this gift of LIFE!

REFLECTING ON LIFE IS BEAUTIFUL HERE.

Reflecting on the last seven years of my life has given me some much-needed perspective of the challenging times we are facing now. For the past 7 months, we have been living upended lives that certainly are not living up to the expectations we had on New Year’s Day as the COVID-19 pandemic does away with so many of our plans, dreams, and even just day to day regular activities. So much has been taken from us – and yet – as my 20/20 hindsight can attest – none of those things we hold dear – relationships, traditions, day to day life, hopes, dreams – are guaranteed. We take today and tomorrow for granted, that the people we love will be there for a phone call, that life will go as planned – until it doesn’t. And yet we get through it- through it all – and most of the time we are better for having lived through the challenges and changes. Knowing that I have survived some pretty hard times in the past and that I have done what I can to secure myself financially, I feel prepared for what could be stormy days ahead – or at least the unexpected.

I also know where the truest form of freedom and stability is found. Jesus never promised us that our lives would be free of trouble or disappointment – in fact, he guaranteed his followers would face hardship. What he did promise was that we would never have to face the twisting, bumpy, costly, sometimes disappointing, long and lonely road of life alone. Through Him, we find a new kind of freedom and shelter from the storm. His love and mercy are mine, all mine – and the same is true for you.

“This is the testimony in essence: God gave us eternal life; the life is in his Son. So, whoever has the Son, has life; whoever rejects the Son, rejects life. My purpose in writing is simply this: that you who believe in God’s Son will know beyond the shadow of a doubt that you have eternal life, the reality and not the illusion. And how bold and free we then become in his presence, freely asking according to his will, sure that he’s listening. And if we’re confident that he’s listening, we know that what we’ve asked for is as good as ours.”  – John 5:11-15

Let your light so shine.

CELEBRATING MY NEWFOUND FREEDOM!!

The Goddess of Nature

It was a long, harsh winter in my neck of the woods this year but winter’s frozen shackles have been thrown off and the abundance of springtime is bursting forth! Well perhaps in someone else’s garden… I have an abundance of winter’s wrath remaining behind.

A survey of my ¾ acre of paradise reveals that it is anything but! The 6-foot drift that melted from the side of my house revealed an impressive ice formation spewing forth from the main pipe of my underground sprinkler system – which despite being blown out managed to freeze. The whopping water bill I received as the ice thawed and the water began to run was just –  dare I say it-  the tip of the iceberg! Death has come to all 6 of my arborvitae; my Spirea have been beaten down to scraggly skeletons under the weight of feet of snow and those are the ones that survived; a young maple stands in naked shock, its’ trunk forever scarred by the blade of a city plow; my evergreens proved not be so ever – they too shocked into an unpleasant shade of brown.

Ah yes, the joys of my first spring as a homeowner! Having bought my home at the height of summer blooms last year, my only charge at the time was to get the grass green again. Having conquered that feat and attaining Goddess- of- Nature like status in the eyes of my neighbors in the process, I was unprepared for the overwhelm of maintenance that arrived on the wings of the first bluebirds of spring. My cozy and carefree 600 square foot nest that served as home for my first four years of naive seasonal bliss in NW Montana suddenly seemed very inviting again.

Alas, this season I have been a busy Goddess of Good Grief with plenty of work to do. There was the fence to finish, the lawn to get green again and mow and mow and mow, weeds to pull, weeds to pull, weeds to pull, pine needles to rake, evergreens to prune, pine trees to shape, Spirea to cry over, and 10 blighted boxwood shrubs to dig up – all with my trusty and oh so curious four-legged “helper” by my side. It was the future health and happiness of this little pup that I had in mind when I signed the mortgage papers on the largest yard in the neighborhood – not the hours and hours of yard work that would occupy every weekend.

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But then my whirlwind of agrarian activity came to a screeching halt as a gust of gardening amateur’s defeat knocked me off my feet. What in the world was I doing?  I had no idea! Well, actually I know just enough to get myself into gardening no man’s land. Not knowing what half the stuff popping out of the ground was, was the first sign that I might be in over my head – was that a  wily weed or wistful wonder? Finding out I pulled the good stuff and left the bad stuff left me nonplussed – it looked like a weed to me!

Frustration began to creep into my cultivating celebration. Refusing to be outdone by boxwood roots that also refused to be out done I almost threw a temper tantrum. My childish impatience of wanting the manicured lawn, perfectly rounded shrubs, and gardens blooming with more than just dandelions and black medic – and wanting them now – threatened to rain on my sunny disposition.

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Amid this springtime frenzy of activity,  I wonder at the circle and cycle of life. And as I spend these hours with hands in the soil or pushing the mower or trimming away the dead, I find myself in deep thought.

I feel a sense of excitement brewing inside of me – and a sense that I have been through this cycle of death and life before and I have – because I have lived it. While this winter was a hard one on my spirit, which longs for sunshine and dry mountain trails, it was nothing compared to the seasons of life I have endured of late. In the past two years, my life has been transformed and has looked and felt like my yard looks now. The deaths of my parents left me in shock; and while I went about living as best I could, I felt suffocated by guilt for being an absent daughter in their time of need and by the grief that comes with losing the two most important people in your life back to back.  But their deaths also motivated me to pursue my dreams, to finish well, and make them proud wherever life leads me.

To do this, I needed to tend to my inner landscape. Just as I called on an expert to help me identify the good and bad inhabitants of my yard and a friend to help dig up and dispose of my shrubs, I called in the help of others to see what in my life needed to be let go of, what needed to be pruned, and what held and holds promise.

As the seasons have passed, some of the the withered leaves of life I had clung to for purpose and security have begun to fall – providing a foundation for something new. The wintering of my soul revealed areas of my life that kept me frozen and alone and the bracing cold spurred me to reach for the opportunities that awaited me with change.

The tears that had for so long fallen into an abyss of sorrow now serve to water my well cultivated soul. Sprigs of hope are making their wonderful presence known. I can see growth where I pruned and I am rewarded with a heart that blossoms with laughter again. Tending one’s inner landscape is hard work. But if the promise of spring I am seeing in the garden of my life bears any likeness to what awaits the behemoth that is my yard, then all this sniveling and snorting I have been doing should be worthwhile.

For a few weak moments, I found myself slipping into the comfort of just leaving things as they were in my life and my yard – hoping they might come back in the rose-colored glory that I remembered them being – and replacing the shrubs I had torn out with more of the same. But my better angels prevailed. They said it was time for a transformation – for real change to come to fruition. For resurrection and new life.  Yes, it will take work and perseverance and more patience than I currently have, but the seeds of change have been planted, and I can’t wait to be like the Goddess of Nature again dancing in her little piece of paradise.

“Our Lord has written the promise of resurrection, not in books alone, but in every leaf in springtime.”  – Martin Luther

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An Equation for Life

“What do workers gain from their toil? I have seen the burden God has laid on the human race. He has made everything beautiful in its time. He has also set eternity in the human heart; yet no one can fathom what God has done from beginning to end.” – Ecclesiastes 3: 9-11

I have spent a considerable amount of time and paper this summer, contemplating the value of things and what makes up this big thing we call life. As my brother and I sorted through all the things collected by our parents over a combined lifespan of 167 years (not including the things collected by their two children) there were times that I just wanted it all to go away. I was flabbergasted at the amount of things we had collected and held on to throughout the 60 years of my parent’s life together.

I shared with you my family home decluttering tales, the sentimental moments of nostalgia that flooded the basement with tears, the moments of shock that sent me careening through a lifetime of forgotten memories at seeing the invaluable contents of our life as a family displayed and bargain priced for the estate sale. So much emotion devoted to things and the memories made with them.

If anything good can come from the deaths of one’s parents, it is the lessons we, that are left behind, go on living with about what life really is all about.

I recently read an article by Carl Richards, the Sketch Guy, in the New York Times in which he wrote about the equation of life that most of us are currently in the process of solving.

[Life] = [Money]

We spend all this time earning money to spend on stuff that makes up our lives. We swap our lives for money. In fact, we swap about 40,000 hours of our lives over 20 years for money which we then spend on stuff.

His equation morphed into this final assessment:

[Life] = [Stuff]

After my brother’s and my experience of cleaning out the family home of stuff this summer, I could not agree more! To be honest, I think there was way more than 40,000 hours of life swapped for stuff – more like a lifetime worth life swapped for stuff.

Now, don’t get me wrong. I am not saying everyone should stop working and earning money and buying things – goodness, things make life worthwhile –  to an extent. We are humans. We need things. As a civilized and domesticated human, I want things and frankly couldn’t live without things. A roof over my head is important, as is heat, clothing, food, and yes, for me a car. I know some people can get by in life without a car – there is a whole movement among the millennials to not own a vehicle – and more power to them! I however, cannot. I like my car and the rapid way it transports me to places I need or want to go. I like to have a comfortable and welcoming home – a remnant of sorts of the home I grew up in, I suppose, where collections created a story of our lives.  A nifty pair of boots make me happy when the weather turns cool.  The quest for things keeps our economy humming. When the economy stops humming most of us start moaning and groaning – so obviously, things have an important role to play in our lives.

But I will tell you right now – I would sell you the clothes off my back and everything I have acquired in my 20+ years of working, to have a few more moments with my mom and dad.

I recently ventured “home” one last time. The house has sold and I needed to gather the few remaining things that had been stuffed into my bedroom closet and pick up a few more things that remained in storage that would now occupy my new home. This was the first time I had stepped inside that house completely void of everything since the day we bought the house 28 years ago. I was 18 years old at that time. A new chapter was opening in my family’s life. Dad had just retired and was looking forward to years of golf and staying put for a change. Mom was looking forward to being close to family again and staying put for a change. It did not dawn on me at that time that this would be the house they would die in.  Standing in that empty house, I felt like a wildfire had come through and swept everything away. Stripped bare of the contents collected, “home” felt foreign to me – as if the 28 years of life lived inside these walls hadn’t happened. The emptiness was too much. I longed to page through the books my dad’s hands once held, and to light again, the candles my mom collected because candlelight always made our hearts glow. I longed for our blue and white dinner plates that served us dinner for 35 years, I longed for the scent of my dad’s Bay Rum and Aqua Velva after shave and my mom’s Bonn Street eau de toilette.  Those things were all gone. Sold and taken away to the stories of other people’s lives or simply gone and alive only in my memories. There was no comforting ticking of the old barn clock that had hung on every wall of every home my parents owned. Just silence.

Poignantly, some of things left behind in my closet were bundles and bundles of cards  – cards from my childhood – cards from friends telling me good bye and good luck as we prepared to move away. Cards from aunts and uncles and cards from Mom and Dad. Cards from when I turned 6 and turned sweet 16. Cards in honor of my confirmation and graduation. I tried to sort through them, thinking now was as good a time as ever to lighten my collection of stuff –  but the “to toss” pile never grew. I found myself clinging to every written word on every single card as a link to my past. I knew in these stacks of cards were some of the last words written to me by Mom and Dad. All I wanted was to see their handwriting telling me they loved me and how proud they were of their little girl. I will never receive one of those cards again.

There is nothing like standing in a house emptied by death to make you realize how much things become a part of our lives.

There is nothing like standing in a house emptied by death to make you realize how little those things matter in life.

Death has changed what I value. Those hand-written cards found in my closet have far more value to me than all the clothes I could ever want to hang there. The sale price of the family home means far less to me than the life once lived within its walls. And that is what makes my heart break.

We don’t like to think that our time with our loved ones, that our own time, frankly, is finite. I took for granted the time I had with my parents, and as many wonderful memories and not so wonderful memories that I have of our family, I do not have enough. I did not invest the time I had with them wisely.

Having worked for a financial advisor for 4 years now one would think I would have this investing thing down pat. Well, from now on I plan to. I am refocusing my investments – not in things, not in money, but in life.  I am investing more time in living life.

I’m done swapping countless hours of life for things and empty existence. A few hours for a nifty pair of boots, ok – yes. The rest I plan to invest in the times of my life. Here’s my equation:

[Time] = [Life]

Aside from paying someone to mow my lawn – money can’t buy any of that.

“I know that there is nothing better for people than to be happy and to do good while they live. That each of them may eat and drink, and find satisfaction in all their toil—this is the gift of God. I know that everything God does will endure forever; nothing can be added to it and nothing taken from it. God does it so that people will fear him.” – Ecclesiastes 3:12-14