So, I “did a thing” in the popular vernacular these days. As of Monday, August 17, 2020, 3 years after purchasing my first home I now OWN it outright – my mortgage is burned and I am completely debt-free! The celebration is, of course, bittersweet. Mom and Dad had a lot to do with this – the payoff was half my hard-earned savings/half my inheritance from them – plus the mindset to get it done! I would give anything for them to be here but I know they would be proud of their only daughter owning her own home before she turned 50 and making wise long-term financial decisions beginning with my first paycheck some 30 years ago. Although, I did joke with my brother that I paid off my house so I would have a topic for my blog this month!
I will admit to feeling a pang of anxiety and momentarily lost my faculties as the wire went out of my bank account to the mortgage company and I saw my liquid cash drop to a quarter of its value the day before. But those feelings soon subsided as the realization set in that I OWN MY OWN HOME! With the way the world is going, having this peace of mind is everything! I am in complete control of my financial wellbeing – as well as completely responsible for anything and everything that goes wrong with it – namely, the house. (As I was reminded by a friend who chose to sell her home and move into an apartment rather than deal with a mortgage and the headaches of home & yard maintenance.) While I may have lost a bit of my free time and playtime – the freedom I gained in financial security and peace of mind far outweighs the importance of my freedom to quench my wanderlust on a whim.
This past weekend, August 14 to be exact, marked the 7-year anniversary of my move to the Flathead Valley in NW Montana. That I continue to observe and outright celebrate this milestone event in my life shows just what a turning point my decision to uproot my firmly planted prairie feet and move west was in my life. The actual activities of August 14, 2013, were rather commonplace in our shared human story: packing up one’s belongings and striking out for somewhere new. For me, however, that day was the opening sentence of the first chapter of my new very independent life.
It seems like ages ago, and yet just yesterday, when I stood in the soft morning light of my final sunrise as a resident of Eastern Montana with so many dreams for my future. With all my belongings packed into a small trailer and the back of my Hyundai Santa Fe, I was off on a grand adventure of self-discovery. My eyes may have sparkled with anticipation, and my ever-present smile made it seem like it was the greatest day in my life, but I kept my fear of the unknown that lay before me well concealed with laughter and my hurried loading of the trailer. I had no idea what the next seven years would have in store for me except for a new job, new relationships, and of course plenty of trail dust.
Looking back at that time with 20/20 hindsight helps put this most uncertain year of 2020 in perspective. While I still have the same great job I moved here for and the mountains still beckon me with the same yodel, the rest of my life unfolded very differently than my original plotline. The love (besides the mountains) that I moved here for turned out not to be the one. My ideas of family get-togethers in the most beautiful part of Montana went unrealized with the deaths of both my parents within a year of each other.
I never imagined buying a home on my own or buying a home with a yard specifically with a dog in mind, nor did I dream I would find yet another Brittany (#5) that would lay claim on my heart and bring as much joy to my life as Ember has so expertly done. Nor did I fathom how much I would need his bright little light accompanying me along the way. Nowhere in my script for my life did I imagine needing an emergency lifesaving infusion of 5 pints of blood or getting married only to have that marriage end a year later. Fulfilling my lifelong dream to become a pastor – albeit via the Lay Pastoral Associate program in MT rather than going to seminary (but who knows!) – and filling my days writing sermons and guiding others in their faith journey was not even on my radar as a possibility that August morning 7 years ago.
Now, as I gather myself together after forking over so much dough and take stock of the life I have now given a bit more solid foundation, I am grateful to God for most of the unexpected or at least unplanned for adventures and resulting perspectives on life that have come my way the past 7 years. I am thankful for the dark times and the clouds in life (some real dark clouds) that make the good times and brighter days so much more precious. Times that taught me things about myself I would never have learned any other way. I thank God for helping me find my voice and using it to sing away the blues and sing in joyful harmony with others. I thank God for the new friendships I have made and the lasting friendships from back home that have stayed the course across the distance. I thank God, for this gift of LIFE!
Reflecting on the last seven years of my life has given me some much-needed perspective of the challenging times we are facing now. For the past 7 months, we have been living upended lives that certainly are not living up to the expectations we had on New Year’s Day as the COVID-19 pandemic does away with so many of our plans, dreams, and even just day to day regular activities. So much has been taken from us – and yet – as my 20/20 hindsight can attest – none of those things we hold dear – relationships, traditions, day to day life, hopes, dreams – are guaranteed. We take today and tomorrow for granted, that the people we love will be there for a phone call, that life will go as planned – until it doesn’t. And yet we get through it- through it all – and most of the time we are better for having lived through the challenges and changes. Knowing that I have survived some pretty hard times in the past and that I have done what I can to secure myself financially, I feel prepared for what could be stormy days ahead – or at least the unexpected.
I also know where the truest form of freedom and stability is found. Jesus never promised us that our lives would be free of trouble or disappointment – in fact, he guaranteed his followers would face hardship. What he did promise was that we would never have to face the twisting, bumpy, costly, sometimes disappointing, long and lonely road of life alone. Through Him, we find a new kind of freedom and shelter from the storm. His love and mercy are mine, all mine – and the same is true for you.
“This is the testimony in essence: God gave us eternal life; the life is in his Son. So, whoever has the Son, has life; whoever rejects the Son, rejects life. My purpose in writing is simply this: that you who believe in God’s Son will know beyond the shadow of a doubt that you have eternal life, the reality and not the illusion. And how bold and free we then become in his presence, freely asking according to his will, sure that he’s listening. And if we’re confident that he’s listening, we know that what we’ve asked for is as good as ours.” – John 5:11-15
Let your light so shine.